Many veterans are entitled to benefits which enable them to obtain home loans based on their military service. Most of the cases we process are for information required to obtain a "Certificate of Eligibility" from the Department of Veterans Affairs (VA). If a request for a "214 for a home loan" is received, it is important to determine if the veteran performed active duty, and/or active duty for training purposes only. The VA requires different types of documents from individuals in each classification. The following information will assist you in providing the documents needed by veterans to process their applications for "Home Loans".
Former Members of ALL service branches who performed ACTIVE DUTY only:
Provide copies of all DD Forms 214.
Former Members of the Reserve and National Guard Forces:
To qualify for the VA Six-Year Reservist Program, the former service member must prove he accumulated enough retirement points each year of his military obligation so that each year is considered a satisfactory qualifying year.
USAFR and ANG, USNR, USMCR, USCGR (Not USAR):
If the veteran indicates that he needs retirement points for VA or for HOME LOAN, furnish the DD Form 214, discharge order, and all retirement points shown in the record. You must document each year of service; however, if you find evidence that an individual did not attend all periods of two week ADT, this does NOT mean that you have an “incomplete” record. Send all available evidence. The documents listed below contain retirement points.
If no credit point forms are in the record, and there is an indication that the service member was in the inactive reserve, furnish a statement of service or copies of the record pages to verify service, and advise requester, “No reserve participation indicated.”
Where to Find Retirement Points:
USAFR and ANG: AF 190, AF 458, AF 526*, AF 712, AF 1383 and 1383a, DD 220, NGB 23
*AF Forms 526 used from 1972-1974, show creditable service in alphabetical character “A” on page 1, and numerical character “1" on page 2. The forms dated 1975-1978 show five numerical characters in codes 1 through 5, but only code “1" is creditable. Forms dated 1979 and subsequent years show nine numerical characters in codes 1 through 9, but only codes “1 to 5" are creditable. Check the summary sheets for the total active duty points received during the subject year(s). If codes 1 through 5 are used, the totals should balance.
USNR: NAVPERS 601 (11)
USMCR: NAVMC 798 and/or computerized print-out in record "Reserve Retirement Credit Report".
USCGR: CG 3034, CG 4175
Incomplete Documentation in Record
USNR and USCG Records ONLY:
Carefully review complete record for all ADT information; if record is really incomplete and you believe there is missing information needed by the veteran, provide all available information and suggest that the veteran contact the following office for additional assistance:
| USNR: | Naval Reserve Personnel Center (Code 20) 4400 Dauphine Street New Orleans, LA 70149-5000 |
| USCGR: | Commander Military Personnel Command, S-3 2100 2nd Street, SW Washington, D.C. 20593-0001 |
USMCR Records ONLY: If record is incomplete, contact the MCLNO for assistance.
USAFR and ANG Records ONLY:
Incomplete record, refer request & record to:
Air Reserve Personnel Center (ARPC)
ATTN: DPPR
6700 E. Irvington Place
Denver CO 80280-5000
Former Members of the US ARMY RESERVE
The above instructions do not apply to former members of the USAR. The VA requires a specific form, such as DARP Form 606, which is RARELY found in the record. The USAR did not routinely prepare these forms, which document the reservists' retirement points. IF you find this form in the record and it COMPLETELY documents all USAR service, you may send it. ALL OTHER CASES MUST BE REFERRED TO AR-PERSCOM, WITH THE SERVICE RECORD.
| USAR: |
Commander AR-PERSCOM ATTN: ARPC-ZCC-B 1 Reserve Way St. Louis, MO 63132-5200 |
Former Members of the Army NationalGuard
Send copies of NGB Form 22, NGB Form 23 (ACDUTRA dates), and any DD Form 214 that may have been issued. If information is not found in the record, suggest that the requester contact the Office of the Adjutant General of the state in which service was performed. DO NOT L&T the record to the state office. See the following website for the correct state address (Follow the TAG Roster links; they will take you to information about that particular state): http://www.ngb.army.mil/ngbgomo/index.htm